
Of course, nobody hopes they'll have the occasion to use them - but if you end up needing this coverage, the card may save you a ton of cash.

Most of these benefits can protect you if things go awry when you're traveling or with a new purchase. The Sapphire Preferred Card is unique in that it provides a broad range of travel and purchase protections that are competitive with those of premium credit cards, but only charges a $95 annual fee. While some other travel credit cards offer hefty benefits, you'll often pay an eye-popping annual fee to match. Read Our Review A looong arrow, pointing right Here's a look at seven of the best Sapphire Preferred Card benefits you might have overlooked. And now, nearly a decade later, it's still the first card I recommend to friends and family who are looking to start earning and using credit card travel rewards.īeyond a flashy intro bonus and competitive earnings in useful bonus categories, the card is packed with lesser-known perks that can save you money and inconvenience, whether you're traveling or staying closer to home. When I was new to credit cards, the Sapphire Preferred Card was the first travel credit card I opened. And it also earns lots of points in useful bonus categories.Ĭardholders earn 5x points on all travel purchased through Chase Ultimate Rewards®, 3x points on dining, including eligible delivery services and takeout, 3x points on select streaming services and online grocery purchases (excluding Target, Walmart, and wholesale clubs), 2x points on all other eligible travel purchases, and 1 point per dollar on everything else. It starts you out with an impressive welcome bonus offer of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening (worth around $1,080 in travel, according to Insider's points and miles valuations). The Chase Sapphire Preferred® Card is quite easily the very best beginner travel points credit card. Member FDIC.By clicking ‘Sign up’, you agree to receive marketing emails from InsiderĪs well as other partner offers and accept our

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